Author: Gerry Ramm

Everywhere I go it feels like there’s a war being waged for my attention. Jingles on the radio. TV commercials. Pop-up ads. And all for one purpose – they want…

Anyone who’s been around, met a fair number of folks, knows one thing to be true: People are contradictory. On the one hand, it’s human nature to worry. We see…

People, by nature, are borrowers. We all work diligently, of course, to buy what we need and to grow our businesses, but we also borrow. We borrow a cup of…

Everything has a price. That’s imprinted on our brain at an early age. A box of Lucky Charms. A new sportscar. That ranch-style house in the perfect neighborhood. Of course,…